Bad Credit Small Business Loans – The Fuel Your Business Needs to Keep Running

Unfortunately, businesses can have poor credit like people can have poor personal credit. Things happen and before you know it, your business is beginning to struggle. There are so many other companies to compete with that you are afraid that your company may fail.

Don’t fret! Bad credit small business loans could be the answer to your worries.

Owners can turn the credit for their company around with a little bit of determination and time. Bad credit small business loans can help you put your business back on its feet.

Bad Credit Small Business Loans: Meet With An Appropriate Lender

It is okay to tell a lender that your company is struggling and is in debt. There are professionals who can help design a plan to get your business out of debt as quickly and painless as possible. If you are not sure how much debt your business has acquired, the financial representative can help you calculate your debt.

Also, ask for recommendations on bad credit small business loans that fit your recovery plan and current business standing. The lender has more knowledge on repairing your business than you do, so consider taking their recommendations.

Bad Credit Small Business Loans: Prepare For Change

No matter the lender you talk to, you will be advised to change some of the current practices your business has. Do not take these statements as threats or degrading towards your business. Change is always difficult, but you have to do what is needed to keep your business going.

Bad Credit Small Business Loans: Do Not Be Ashamed Of Yourself Or Your Business

I have talked to business owners who were afraid to admit they needed help with the financial aspects of running a business. When you attend school, or even if you haven’t attended school, the teachers can never teach you EXACTLY how to run a business.

Every business is different, every financial accounting aspect of a company is different, and you cannot possibly know everything.

Do not be ashamed should you need to apply for credit when you feel you might not be worthy of it.

The world of business wants a responsible to succeed as you will create more demand for their products and services and will help the economy grow

Notice I said, “Responsible.”

I did not say, “Perfect”

You will make mistakes, but if you are careful you can survive them

Bad credit small business loans would not be available if you were the only person that needed them.

Thousands of business owners in the past have needed help at times when the survival of their company was at stake.

The same is true for the present and the future. You will not be the last person in business to utilize bad credit small business loans.

The goal of applying for bad credit small business loans is to gain control over the finances of your business again.

You have worked long and hard to get your business up and running, so do not let poor or mismanaged credit prematurely close your business!

Local Business Marketing – The Known Future

The Internet has turned into a great local business marketing tool in the past couple of years. While local businesses have not yet adopted these tools into their marketing strategies, the technologies are moving forward with or without them. The convergence of Search, Social Media and Mobile Marketing is bringing business information with products and services into the hands of the local consumers.

Having had Internet business experience for the past 16 years, I can tell you this is probably one of the few times where we can put all the local business marketing puzzle pieces together and see what marketing tools we have available over the next 2 – 3 years. Let’s review each one so we can see how they come together.

Local Business Listings
In short these are the interactive yellow pages of the Internet. Interactive because as a business owner you can update and manage these listings at search engines, social communities, 411 web sites, GPS/Mapping websites and basic business directories. They are also interactive because consumers can post their experience they had with your business, products or services. In order to get started you need to claim, update, monitor and manage these listings at multiple local listing websites. Don’t have the time resources? Don’t worry, there are companies that provide local business listing management services.

Local Business Listing Marketing vs. Data Services
As a business you will want to seek out companies that provide the marketing services. The companies provide basic data services only push your information out, but they do not help you protect your listing from being hijacked or for that matter manage your listings for marketing purposes with various types of content like coupons, events, QR codes, consumer reviews, coupons and citations. The marketing services have a higher cost to them than the data services, because the marketing services are more effective and do more for your business.

Consumer Reviews
This will be the first time that most local businesses dependent upon the local consumer for their revenue will need to manage their public relations. Consumer Reviews are not just about other consumers seeing the information, but too many negative reviews will adversely impact your website ranking position in search results. This is no longer about just consumers posting their frustrations to a website or blog, but directly into your local listing. As a business you will need to closely monitor these reviews and also begin to engage customers that have positive experiences to post their information as well.

Local Listing Coupons and Mobile Coupons
The Local business listing gives the business the opportunity of posting their coupons, offers, and discounts. They are then available for consumers to find through web searches and through their mobile devices. While this is not available through all local listing websites or available for free, this is in no uncertain terms the demise of the traditional coupons.

Events and Promotions
If you promote your business then you will want to use the Events promotion tool within Local Business Listings. You can include Specials, Events, New Products, General News, pretty much any alert you wish to make the local consumers aware of so they can find it through a web search or a mobile search.

QR Codes
These small square bar codes will allow you to program them for consumers to scan using their mobile devices. The code will then do whatever is programmed to them. For example, a coupon, discount, offer, event, website link. You can also use them on business cards, websites, traditional ads, store window, and much more.

Citations
This tends to add a level of complication for most businesses. If you’re familiar with the idea of inbound links, this is very similar only this time is not necessarily just about a link, but your company name, address, city, state, zip, phone and many other aspects that are related to what is known as HCards to include your longitude and latitude of your business address. Because this is a combination of marketing and technical expertise you may wish to get someone to help you with this item.

Hyperlocal
Websites that are hyperlocal give a local business the opportunity to highly target advertising and marketing geographically and demographically. While these websites are not as prominent for this purpose yet, this will change and needs to be planned for in 2011 and beyond.

Having had Internet business experience for the past 16 years, I can tell you that that geographic marketing is the direction of our immediate future. Hopefully I was able to portray to you some of the known components of local business marketing and how this local business marketing tool can be used to reach the local consumers.

Certainly your time resources are limited and Local Business Listing Management Services [http://www.smartfindslocallisting.com/] are provided by SmartFinds Internet Marketing. You will find this to be of great benefit to your time resources and the low cost service may eliminate your yellow page ad costs. Let the experts of over 16 years Internet marketing experience help you use this local business marketing tool properly and prevent brand security issues from occurring.

Local Business Listing – A Marketing Opportunity and a Security Challenge

Local business listings began with a basic business directory more than a decade ago. Chances are, your business has a local listing wherever you have a physical address location. Check it out — go to Google, type in your company name. You’ll probably see a map locating your business and an address. Of course all you may find other information too. Local business listings are treated passively by many businesses. But that could be a mistake. You’ve probably read that prospects have something specific in mind when they are shopping. So try this test. Go back to Google, type in the name of a product or service your business provides plus your hometown. Did your business show up? If it did: congratulations. If it did not: you’re missing a major marketing opportunity.

Times have changed
From a marketing standpoint, the use of local business listings has exploded with the increase of social media and mobile devices. Consumers not only use these interactive yellow pages to locate a business, product or service in their area; they are also posting reviews of those products and services. Today, there are over 60 local business listing websites on the Internet in five different categories. They include the search engines, social communities, 411 websites (aka yellow page type websites), GPS websites and that age-old business directory.

You can no longer be passive
To make your interactive yellow pages listing a stronger marketing tool, you must first “claim” the listing with all the search engines, social communities, websites and organizations that lead people to it. Once you prove the listing is really yours you can update it with your business marketing material. Businesses are realizing the importance of this claiming process. Once you have claimed your local listing you can update information with text, keywords, business descriptions, products, services, photos, videos, coupons, and more. Some websites, such as Google, allow you to use all these options while others charge a fee for enhanced listings making this information present for local consumers through web or mobile searches

So what’s the “security challenge”?
The claiming process is crucial to security because if the wrong person gets access to your business local listing they can direct customers to a different location by phone or website address. Additional damage can include incorrect information on photos, videos, coupons, and more. Because consumers are using local business listings to locate a business, product or service in their immediate area, the security around local business listings must have a high priority for any local listing website.

Remember phishing?
Phishing was described in 1987 before the Internet was a commercial boom. The first recorded use of phishing was in1996. The question is whether the business industry is going to wait for something similar to occur using Local Business Listings. The security holes are quite evident with Local Business Listings and I don’t think it takes a genius see what could happen if businesses do not “claim” their listings – the first step in closing those “holes.”

When hackers capture a Local Listing it’s called “high-jacking”
It is absolutely important that businesses not passively wait for local listing websites to put the appropriate security in place before you claim your listing. Installing security starts with the obvious claiming process, but many sites allow data to be inserted from other databases on the Internet and I am not sure there’s good security around this later process. If someone wanted to hijack a local business listing, they could easily insert the wrong information through a low level business directory that sells its data upstream or inserts its data directly into a higher level local listing website.

While the top search engines like Bing, Google and Yahoo have “some” front-end security; their API’s (Application Programming Interface) makes them vulnerable through the back door. Data is provided to their local listings from 3rd party sources including “get listed” services. Additionally, if someone cannot claim a listing easily, the process within these local listing websites allows for additional listings with the same address to be submitted by anyone.

Certainly your time resources are limited and Geo-Marketing Services [http://www.smartfindslocallisting.com/] are provided by SmartFinds Internet Marketing. You will find this to be of great benefit to your time resources and the low cost service may eliminate your yellow page ad costs. Let the experts of over 16 years Internet marketing experience help you use this local business marketing tool properly and prevent brand security issues from occurring.